How the Club Works

We have designed the Club to be simple – but highly effective – for investors looking to achieve solid returns, while educating themselves on various topics related to investment, personal finance and money management.

When someone chooses to become a Member of the Club, he/she has purchased a package of educational benefits. As Members, they may also choose to purchase shares in the Club at any time that an offering is open. If a Member chooses to purchase shares, he/she should first select which fund is appropriate for their investment needs. It is imperative that, unless Accredited, the prospective investor reviews the Offering Memorandum. Provided that the funds have offerings that are open, Members may purchase shares in more than one Club. Membership Enrollment fee is required for each Club in which a Member invests.

Once Members determine which fund(s) interests them and review the Offering Memorandum, they simply complete a Subscription Agreement (including all appropriate Schedules) and return it, along with payment for shares. When the Subscription Agreement and payment have been received and accepted, the Member becomes a shareholder and, after processing time, will receive a copy of the share certificate.

We have a 36 month holding period for all share purchases in the club. In other words, an investor may not take out their investment until 3 years have elapsed from their share purchase. This restriction is in place for several reasons:

  * many of the investments made by the Club are for periods of 1-3 years, and therefore cycling funds in and out of investments becomes problematic;

  * administration costs are much higher when investments are being committed and then taken out during the first 3 years, which threatens to reduce the ultimate return on our investments;

  * our investment horizon is not short-term, and therefore an investor who is unwilling to commit to a 3 year hold likely does not fit our investment profile.

In summary, prospective investors that foresee needing their capital before three years should not invest in this company.

Following the initial 36 month period, an investor is welcome to exercise their option to redeem their shares from treasury. Once exercised, their shares are purchased back from treasury at the prevailing share price according to the Offering Memorandum in effect at the time of exercise.